Friday, February 26, 2010

12 Things I Learned from Thomas Jefferson






I came across this when I subscribed to the Tip Hero. It is so good I had to share. Sign up yourself and get plenty for yourself. Meanwhile… what I learned from Jefferson by way of Tip Hero


In 1811, Thomas Jefferson sat down and wrote out 12 thoughtful rules of conduct for his granddaughter, Cornelia, when she was twelve. As I read these rules I was surprised by how many of them pertained to personal finance and perhaps personal management, as well.




1. Never put off till tomorrow what you can do today.

2. Never trouble another with what you can do yourself.

3. Never spend your money before you have it.

4. Never buy a thing you do not want, because it is cheap, it will be dear to you.

5. Take care of your cents: Dollars will take care of themselves!

6. Pride costs us more than hunger, thirst, and cold.

7. We never repent of having eat too little.

8. Nothing is troublesome that one does willingly.

9. How much pain have cost us the evils which have never happened.

10. Take things always by their smooth handle.

11. Think as you please, and so let others, and you will have no disputes.

12. When annoyed count 10, before you speak, if very angry, count 100.

The founding fathers were full of great wisdom and quotes. Be sure to also check out these 30 Money Quotes from Poor Richard's Almanack published by Benjamin Franklin from 1732 - 1758.

Source: Monticello.org - Jefferson Encyclopedia
Submitted by: Ray @ Tip Hero 02/24/2010 7:32 PM


Well that was good for me. Since I don’t smoke, I guess I will have a handful of Haribro’s Gummy Bears (the supreme best in gummy bear manufacturing…yes, I tested the rest.) This goes great with some good ole TEXAS Blues. It’s smoking HOT, Cowdog Kelly! Your blues give me the yellows, (smiles, that is).

Thursday, February 25, 2010

Take Responsibility: Be Proactive





During the day of an amazing array of responsibilities, I listen to my iPOD hoping to do more with less or at least at the same time. Learning while I work makes me a captive audience; so why not improve myself too if I can. Dr. Stephen Covey’s 7 Habits of Highly Effective People has a podcast that is just as good as the book; but maybe better. You can’t read and work at the same time.

The first habit: be proactive.
“Your behavior is a product of your own decisions based on values; not being a product of your conditions based on feelings. Proactive people carry their weather with in them; so they make the best of any situation.”


Proactives don’t blame other people. Seize the ability to choose your response and actions. What a novel idea. Not that any of this is earth-shattering news never before heard this side of glory; but we need to refresh ourselves often of good foundational information. Sometimes its easy to make excuses or throw up your hands and say se la vie, there’s nothing we can do or I guess that’s the way its supposed to be. Unfortunately, we ALWAYS have a choice. Our responsibility is to ACTIVATE that self action.


Proactives are sometimes labeled as those happy people or someone who doesn’t really face reality. Nothing could be farther from the truth. That is not to say there are not things that you should just leave or avoid. But often we find ourselves in situations that we blame others for and refuse to see our part or our acceptance when when could have refused to become hostage. I have often retorted that the world is made of victims and volunteers. You can only be a victim once; after that, you might be considered a volunteer. I cannot take credit for this wisdom; I heard it once in a great sermon along with, “What we fail at long enough, we will quit.” Great morsals of wisdom.







How do you swallow a horse pill?
Admit you’re a horse. Well it helps to have a liquid handy. Whether that’s a support system or chopping the pill into smaller chunks with a goal in mind; that’s up to you. Certainly most of us are faced with things which we have had years of habitual dedication; that is typically not changed overnight. However, it can be changed. If you want a summer body; don’t start working out when it gets warm; start when its cold…begin in the winter.

Wednesday, February 17, 2010

I GAVE my Way to Getting: How I Got What I Wanted by Giving It Away

old mask



I heard a great quote:
“the only thing that can be lacking in any situation is that which you are not giving” …A Course in Miracles

We are truly blessed if we have valuable friends that continue to tell us the truth despite what we want to hear. If you don’t have those; perhaps you should start looking for them or become one. I heard this quote in one of my podcasts, “Beyond 50 Radio” podcast in an interview with Arlene Ford.

I feel like this is valuable information because we are all surrounded by lonely people everyday. It may even be ourselves. Aside from random acts of kindness, which actually feeds from this quote also, we have enormous potential to help each other daily. Do we really know what we want from life and other people? Are we really willing to admit to ourselves whom we are? What really matters to us? These and other inescapeable questions not only haunt us; but enrich us. Between being thankful and grateful and forgiving; we tend to get more of those things back from others. That includes beginning with ourselves.

To illustrate that point:
My wife and I agreed not to give Christmas presents to each other one year and instead take stuffed animals to a nursing home. It went great and I think we got as much or more from the act as those we thought we were helping. By accident, one person asked for an extra one to have to give to anyone they might encounter. A light went off. The next year, we decided to give the gift of giving. Instead of giving them one stuffed animal; we gave one and another as a gift to give away. You would have thought we were giving away money or gold! It was clear that these folks were glad to get a gift; but far more happy to be ABLE to GIVE to someone else! It truly was the gift of giving!